How to Apply for Financial Aid
*Note: Students must re-apply for financial aid each academic year. Please be sure to apply as early as possible.
1. Complete the Free Application for Federal Student Aid (FAFSA)
Complete the Free Application for Federal Student Aid (FAFSA) at StudentAid.gov as soon as possible, after October 1st, for the following academic year. Consider using the IRS Data Retrieval Tool (IRS DRT) that automatically transfers tax information into the FAFSA form. For much quicker processing than mailing, submit the FAFSA electronically. All students must re-apply for the FAFSA each academic year. TCC’s school code for the FAFSA is: 001533
2. Review your Student Aid Report (SAR)
The Student Aid Report (SAR) is sent to you by the U.S. Department of Education three days to three weeks after you submit your FAFSA application. If you have an FSA ID (username and password) and your FAFSA information has been processed, you can log in at StudentAid.gov to view Student Aid Report information no matter how you completed the FAFSA. You should review your SAR for accuracy. If you need to make any corrections, visit StudentAid.gov/Apply-for-Aid/FAFSA/Review-and-Correct.
3. Clear Action Items
Before your financial aid can be processed, you must fulfill all outstanding requirements. The request will appear as an Action Item(s) in your Workday My Tasks or a request(s) is sent to your TCC email. This includes Action Items issued from other TCC departments.
If you are selected for verification, you will be asked to submit specific information. Please submit all documents as quickly as possible, via document attachment upload, mail, fax, or in person to the Financial Aid Office. Please do not email any documents. In most cases, it is the Federal Government who selects you for verification; however, there are instances when information seems inconsistent and the Financial Aid Office will select a student for verification.
4. Monitor Your Status
Continue to monitor your Workday My Tasks and TCC email during the financial aid process for possible further actions you may need to take. An email will be sent to your TCC email address if you are awarded financial aid.
5. View Awards in Workday
You can view your awards in Workday by selecting the Student Finance Hub > View Financial Aid. Your Federal aid is awarded based on full-time (12 credit hours) enrollment. If you choose to enroll in less than 12 credit hours, then your awards will be reduced sometime after the drop date to reflect your actual credit hour enrollment. Grants, service awards, and TCC scholarships are automatically accepted for you. Select scholarships will post to your financial aid once TCC receives the scholarship payment from the sponsor/donor.
6. Accept/Partially Accept/Decline Awards in Workday
You will need to decide if you wish to use loans to finance your education. If you choose to use any loan, then you must accept or partially accept your loan awards in Workday and complete Master Promissory Note and Entrance Counseling on StudentAid.gov/Complete-Aid-Process.
You may also have been awarded Federal Work-Study. You will need to accept this award in Workday before attending Work-Study orientation. Federal Work-Study provides part-time job opportunities on and off campus. To be eligible for Federal Work-Study you must be a student in financial need, complete orientation, complete a successful background check, and apply for an open Work-Study position as advertised on MyTCC's TCC Federal Work Study Job Board.
Understanding Your Financial Aid Award
Types of Aid
Types of student financial assistance include scholarships and grants, loans, and work-study awards. Scholarships and grants do not need to be repaid and are offered based on criteria such as academic excellence, special talent, financial need, or availability of funds. Some examples of scholarships and grants are the Florida Bright Futures Scholarship, Federal Pell Grant, Federal SEOG, and TCC Grant. Your award offer may include Federal Direct Student Loans. Student loans must be repaid, and repayment normally begins 6 months following graduation or withdrawal from all classes. TCC strongly urges students to borrow only as a last resort and offers other payment options, including tuition payment plans. Please review the Cashier’s office website for details and deadlines pertaining to the TCC Tuition Payment Plan. Finally, awards offered may include Federal Work-Study which is the opportunity to obtain a job working for a campus office or facility while a student at TCC. The amount you might earn is limited to the amount of the award offered and work must be performed in order to receive the funds.
Cost of Attendance
Your cost of attendance or COA is an estimate of what your expenses will be during the period you are enrolled as a student. The cost of attendance is made up of tuition and fees, and allowances for books, personal expenses, and transportation. The U.S. Department of Education requires schools to determine what the COA will be each year for all students. COA sets the limit to the total amount of financial aid a student may receive. The annual cost of attendance is posted online and updated prior to the start of classes each fall semester. Net Price Calculator
When you file the Free Application for Federal Student Aid the U.S. Department of Education calculates an estimate of your family’s ability to contribute to college expenses based on the financial information you provide. The estimate is a number, called the Expected Family Contribution or EFC. The difference between your total educational costs and your family’s ability to pay is your financial need (COA – EFC = NEED). Some awards are based on need and some awards are based on merit. Your award letter may include both types of aid and will be unique to you and your family’s ability to pay.
If you have been awarded a loan and you wish to borrow, you must complete a Master Promissory Note or MPN before your eligibility is confirmed and the funds considered available to reduce what you will owe for tuition and fees. First-time borrowers must complete Loan Entrance Counseling, an online tutorial explaining your rights and responsibilities under the federal student loan programs
The Financial Aid Office has awarded subsidized Federal Direct Student Loans to need-based students that filed the FAFSA. Students, who wish to borrow less than the amount offered on the Award Letter or decline loans altogether may do so by submitting the Federal Direct Loan Request Form or the Federal Direct Loan Cancel Form found in Workday under TCC College Forms > Financial Aid. TCC strongly urges students to borrow only as a last resort and, if they must borrow, to limit their request for funds to no more than you require to cover their direct educational costs.
Private loans cannot be used to defer payment of tuition and fees.
All awards are estimates based on full-time (12 or more credits per term) enrollment and will be adjusted after the end of the first week of classes to reflect actual, confirmed attendance and the eligibility of your classes. Only classes that will count toward your degree requirements are eligible for aid. Your award may also be adjusted at any time based on available funding. Students on financial aid are expected to attend and attendance is taken during the first few weeks of class. Only after class attendance and eligibility is verified will your award be reflected in your credited status.
Students who withdraw prior to completing 60% of their enrollment period may be required to re-pay all, or part, of their financial aid due to requirements by the Federal Government.
Students awarded financial aid by one month prior to the start of class should be prepared to meet their personal expenses for the first five weeks of school. If you were awarded after that time, you need to be prepared to meet your personal expenses for eight weeks after the award date on your letter. A delay in the award of aid resulting from late application does not qualify the student for deferment of fees.
Emergency loans are not issued during this period.
Financial Aid will only pay for classes that apply to your program degree. Additional hours will not be granted for transfer to a four-year college. Example: If an advanced math course is needed for transfer to a university it must be taken as part of the 24 elective components of your degree at Tallahassee Community College. If all electives have been used, the hours cannot be used toward your financial aid enrollment status.
If your actual enrollment status differs from the one at which awarded, your financial aid is subject to change. Students enrolled in less than 6 credit hours (less than half-time students) are usually not eligible for financial aid. Classes for which credits were earned in a previous term will not be considered in your enrollment status. Students who attend multiple sessions within a semester cannot receive financial aid under most programs until they attend at least 6 credit hours.
Should your enrollment status change for any reason to an invalid status, your aid eligibility could be revoked. If your status changes to a status that is ineligible for aid, you may be responsible for the repayment of aid funds.
Once a student exceeds 30 hours of attempted remedial courses, additional remedial courses cannot be used in determining a student’s enrollment status for financial aid purposes.
Should your Expected Family Contribution (EFC) change for any reason during the award period, your financial aid is subject to change!
Students who cancel their aid, or who have their aid revoked, are responsible for canceling their classes. Classes are not automatically dropped when aid is removed for any reason. Failure to cancel classes can result in a financial liability to the College.
Students who receive funds in error and who received a refund or coverage of tuition, fees, book charges, or other charges, are responsible for the repayment of those funds.
Most correspondence is sent to students at their TCC email accounts. Some correspondence is mailed to the address listed with Enrollment Services. Please keep your address current with admissions and records.
Students receiving financial aid that exceeds their tuition, fees, and books will receive their refund from financial aid after the end of the drop/add and once class attendance and eligibility are verified. No refunds will be issued until financial aid funds are received by the College. Estimated disbursement dates for each semester are listed on the website. Financial Aid Disbursement Dates
Students awarded Federal Work Study must report to the Financial Aid Office during the first week of class to attend an orientation session and receive a work assignment. To receive the Federal Work-Study award, the student must work his/her assigned hours and turn in his/her time sheets to his/her supervisor. All work-study students are subject to a background check.
State scholarships, i.e. Florida Bright Futures, are awarded when the Florida Department of Education notifies TCC that the student is eligible. All initial awards are estimates based on full-time attendance and are recalculated on actual class enrollment after the drop/add period. Students who withdraw from classes are required to repay the Florida Bright Futures program for any funds that were posted prior to the withdrawal.
Additional Loan Requirements
- A student must be enrolled for at least six eligible credit hours as a degree-seeking student and include courses required for the degree he/she is enrolled in and meet the financial aid satisfactory progress
- Students who attend multiple sessions within a semester cannot receive their loans until they attend at least 6 credit hours. Students may be enrolled in 6 or more credit hours, but the loans cannot be paid until the student has verified attendance in 6 eligible credit
- When a Federal Direct Student Loan is for one semester only (e.g., fall only, spring only, summer only), the federal government requires the College to make the loan in two payments, one at the beginning of the term and the 2nd after the mid-point of the term.
Ways to Finance your Education
TCC awards millions of dollars in scholarships each year. Scholarships are awarded to students on merit basis and do not have to be repaid. Students can apply to all TCC scholarships every Fall and Spring using the online scholarship application. The scholarship application usually opens in October for all new, continuing, and transfer students; however, deadlines to apply differ.
In addition, students can receive scholarships and grants from outside sources. These include State programs such as Florida Bright Futures.Learn about Scholarships
Grants are needs-based awards that do not have to be repaid. The most common grant programs are funded through U.S. Department of Education including the Federal Pell Grant Program. There are also some grants which are funded through private organizations and professional associations.Learn about Grants
Student loans can be used to cover the cost of tuition and fees, books and supplies, housing, food and transportation. Unlike scholarships, loans must be repaid so students should only borrow what is necessary to cover these expenses.
Federal Direct Loans are student loans that are funded through the U.S. Department of Education and are guaranteed and regulated by the federal government. They offer students a way to borrow money for college at a very low interest rate.Learn about Loans
The Federal Work Study allows students to earn money to pay for college expenses while gaining valuable employment experiences. The program provides part-time job opportunities on or off campus and is need-based. Students can work up to 25 hours per week based on their Federal Work Study allocation. Students are paid at an hourly rate and paid once a month based on the Tallahassee Community College payroll schedule. Students that are awarded and have accepted the Federal Work Study award will need to apply for the program, attend a Federal Work Study orientation, and complete a successful background check. If you have not been awarded Federal Work Study and would like to participate, you can make a request for an award by contacting the Financial Aid Office.Learn about Work Study